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Sponsor and booking reference .. disturbances obtaining loans
11/30/2014 0:00
Baghdad morning did not expect the citizen (Ali Khalaf 25 years) that borrowed the process of one of the banks, will depend to a collision with a snag booked his estate, especially after he found hard-earned money on employee is guaranteed to ensure the recovery of the loan amount. hindrance behind said during his speech »Sabah» All State institutions ask who wants to borrow from or Isthsal advance of building a government bank, bring guarantors in addition to the property book and not to dispose of it, but after the payment of the loan amount, it is difficult to take advantage of it despite the huge benefits that reach sometimes (1520) percent. The employee at the Ministry of Higher Education (Alia Hashem, 30 years) demanded to state institutions, sufficient guarantor system and non-reserve homes that reimburse beneficiary amounts premiums every month, which imposes fines Takhiria on all late installment, noting that the salary of the sponsor employee is the best guarantee for any organization deducted from it premium in the event of the beneficiary fails to Altsudaid.mn his part, student engineer in Baghdad Municipality (Ali Karim 29 years) for changes to personnel laws, especially on bail which prevents the employee from guarantees related to more than one person, noting that the employee's salary, even if the sponsor ongoing died or referred to retire, and therefore, the beneficiary according to the form prepared in this regard include a pledge of administrative, legal director at the Department of the sponsor to pay a monthly premium and deductible in the event of failure to pay. In the same vein, criticized the citizen (Alwan Salman 47 years), some private banks being put controls and instructions strict citizen can not be applied, if they intend to buy a car requires him to pay (3040) percent of the total amount to be paid the remaining amount in the form of premiums, adding that although it remains reserved in his name but he would not Atkmen of sale, unless paid in full amount to raise the booking reference. obstacles guarantees for his part, counting economist Majid picture in his speech »Sabah» that the solution lies in getting rid of obstacles guarantees and credits to find a culture new bank based the principle of trust between banks and borrowers, with the importance of providing banking facilities to contribute to get the economy moving and set up small businesses absorb the unemployment situation that prevailed in the country Halaa.wachar to the necessity of activating the insurance companies to be is the guarantor and to ensure the refund similar to what is happening in all countries of the world, noting that government banks are subject to the controls of government and regulations that set conditions for loans to employees and wage earners, as it differs in its work and instructions for private banks that are associated controls boardrooms and the central bank, to impose the amount of interest, noting that banks are lending a big risk, which is inviting to secure the amounts of the risks of non-payment, through the booking reference mode, in addition to the book Alkvelan salaries and the deduction of the premium in the case of non-payment of the beneficiary or the confiscation of the car or the house after residential agreed between the two parties.
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11/30/2014 0:00
Baghdad morning did not expect the citizen (Ali Khalaf 25 years) that borrowed the process of one of the banks, will depend to a collision with a snag booked his estate, especially after he found hard-earned money on employee is guaranteed to ensure the recovery of the loan amount. hindrance behind said during his speech »Sabah» All State institutions ask who wants to borrow from or Isthsal advance of building a government bank, bring guarantors in addition to the property book and not to dispose of it, but after the payment of the loan amount, it is difficult to take advantage of it despite the huge benefits that reach sometimes (1520) percent. The employee at the Ministry of Higher Education (Alia Hashem, 30 years) demanded to state institutions, sufficient guarantor system and non-reserve homes that reimburse beneficiary amounts premiums every month, which imposes fines Takhiria on all late installment, noting that the salary of the sponsor employee is the best guarantee for any organization deducted from it premium in the event of the beneficiary fails to Altsudaid.mn his part, student engineer in Baghdad Municipality (Ali Karim 29 years) for changes to personnel laws, especially on bail which prevents the employee from guarantees related to more than one person, noting that the employee's salary, even if the sponsor ongoing died or referred to retire, and therefore, the beneficiary according to the form prepared in this regard include a pledge of administrative, legal director at the Department of the sponsor to pay a monthly premium and deductible in the event of failure to pay. In the same vein, criticized the citizen (Alwan Salman 47 years), some private banks being put controls and instructions strict citizen can not be applied, if they intend to buy a car requires him to pay (3040) percent of the total amount to be paid the remaining amount in the form of premiums, adding that although it remains reserved in his name but he would not Atkmen of sale, unless paid in full amount to raise the booking reference. obstacles guarantees for his part, counting economist Majid picture in his speech »Sabah» that the solution lies in getting rid of obstacles guarantees and credits to find a culture new bank based the principle of trust between banks and borrowers, with the importance of providing banking facilities to contribute to get the economy moving and set up small businesses absorb the unemployment situation that prevailed in the country Halaa.wachar to the necessity of activating the insurance companies to be is the guarantor and to ensure the refund similar to what is happening in all countries of the world, noting that government banks are subject to the controls of government and regulations that set conditions for loans to employees and wage earners, as it differs in its work and instructions for private banks that are associated controls boardrooms and the central bank, to impose the amount of interest, noting that banks are lending a big risk, which is inviting to secure the amounts of the risks of non-payment, through the booking reference mode, in addition to the book Alkvelan salaries and the deduction of the premium in the case of non-payment of the beneficiary or the confiscation of the car or the house after residential agreed between the two parties.
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