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Academy: Islamic banks achieved great successes
8/17/2015 0:00
BAGHDAD -
said the Academy d. Single Jabr vocalist of the College of Education at the University of Mustansiriya that the functions of Islamic banks, including the function of the financial intermediary has expanded into being, economic, investment, commercial and service financial institutions.
It commended in a special interview for «morning» that the research and studies conducted in the past two decades have proved that Islamic banking as a method of financial intermediation is characterized feasibility and efficiency, has faced labor speculative Problems and constraints including those related to the inadequacy of action speculative in Islamic banking and its intersection with Sharia rules, including those related to the risks of moral as well as obstacles to the laws and regulations of each country, but returned to confirm that despite these problems and obstacles painstakingly scholars and writers from different schools of thought at work on conditioning speculative contract to comply with the provisions of the law and be good for the banking business, and there was a lot of studies of intellectual and contributions in order to find the contract speculation his place in the modern banking application, and drew to the orientation of the Iraqi government to the attention of the Islamic sector banking where he was the founding Islamic Mesopotamia bank which is supervised by the central bank under the Iraqi Ministry of Finance and Administration, as well as whether governmental enormous funds availability or civil researcher for the various areas of investment, particularly in small and medium industries that can employ a workforce unemployed, as well as the need for Iraq to work Speculation format because it is consistent with the problem of developing economies supply-side not the demand side.
«vocalist» pointed out that, in the light of the economic trends in Iraq and improving the investment climate has taken the banking activity in the expansion and development and this does not include all Islamic banks. Some of them are still undergoing some setbacks that prevent the offer, while others achieved great successes in the field of banking business and the profits realized, as the Iraqi Central Bank announced having published assessment of Iraqi banks for the year 2010 under the American system of calendar (CAMEL), which means the first characters of the (capital adequacy and asset quality, management and returns, liquidity and sensitivity market risk), and the field documentation department at the Central classification and arrangement of banks under evaluation referred to, where he received the Kurdistan Islamic International Bank on the degree of excellent as the Islamic National Bank received a very good degree of what happened Elaph and the Tigris and Euphrates Bank and the Islamic country and the Iraqi bank Islamic a good degree, sites obtained by Islamic banks in the Central Bank of Iraq assessing indicates the success of the banking business in Iraq.
She said an economic expert said, knew Islamic jurisprudence speculation is different from Mstalhaa in the modern economy, they are in the economy, the desire of some individuals to achieve profits by taking advantage of fluctuations in interest rates resulting from changes in bond rates, it means buying and selling my photos operations move with contracts or securities from hand to hand without having the intention of the seller or the buyer delivery or receipt of the subject of the contract, and the very both seller and buyer in this economy to take advantage of the difference or the two rates is a difference between what he bought yesterday and sold it today or buy it today and sell it tomorrow, making the deal rotates between several courses to be completed to another buyer receives the subject of the deal shop, and suggested that could exchange that reflect the trading market which is a meeting hold periodic status in a specific place between market intermediaries to carry out the orders of their clients received before and during the period of work.
It concluded d. Single scholars of Islam unanimously agreed that it is permissible speculation and profit, but urged them so much because of their impact actor in economic activity development, some of it may be money the owners have the money but they are not able to invest Vojaz Shara this transaction to benefit from the money, is achieved equivalent to money and work, has been Del passport work and statement legitimacy of the Quran and Sunnah and the consensus, measurement and effects and reasonable.
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8/17/2015 0:00
BAGHDAD -
said the Academy d. Single Jabr vocalist of the College of Education at the University of Mustansiriya that the functions of Islamic banks, including the function of the financial intermediary has expanded into being, economic, investment, commercial and service financial institutions.
It commended in a special interview for «morning» that the research and studies conducted in the past two decades have proved that Islamic banking as a method of financial intermediation is characterized feasibility and efficiency, has faced labor speculative Problems and constraints including those related to the inadequacy of action speculative in Islamic banking and its intersection with Sharia rules, including those related to the risks of moral as well as obstacles to the laws and regulations of each country, but returned to confirm that despite these problems and obstacles painstakingly scholars and writers from different schools of thought at work on conditioning speculative contract to comply with the provisions of the law and be good for the banking business, and there was a lot of studies of intellectual and contributions in order to find the contract speculation his place in the modern banking application, and drew to the orientation of the Iraqi government to the attention of the Islamic sector banking where he was the founding Islamic Mesopotamia bank which is supervised by the central bank under the Iraqi Ministry of Finance and Administration, as well as whether governmental enormous funds availability or civil researcher for the various areas of investment, particularly in small and medium industries that can employ a workforce unemployed, as well as the need for Iraq to work Speculation format because it is consistent with the problem of developing economies supply-side not the demand side.
«vocalist» pointed out that, in the light of the economic trends in Iraq and improving the investment climate has taken the banking activity in the expansion and development and this does not include all Islamic banks. Some of them are still undergoing some setbacks that prevent the offer, while others achieved great successes in the field of banking business and the profits realized, as the Iraqi Central Bank announced having published assessment of Iraqi banks for the year 2010 under the American system of calendar (CAMEL), which means the first characters of the (capital adequacy and asset quality, management and returns, liquidity and sensitivity market risk), and the field documentation department at the Central classification and arrangement of banks under evaluation referred to, where he received the Kurdistan Islamic International Bank on the degree of excellent as the Islamic National Bank received a very good degree of what happened Elaph and the Tigris and Euphrates Bank and the Islamic country and the Iraqi bank Islamic a good degree, sites obtained by Islamic banks in the Central Bank of Iraq assessing indicates the success of the banking business in Iraq.
She said an economic expert said, knew Islamic jurisprudence speculation is different from Mstalhaa in the modern economy, they are in the economy, the desire of some individuals to achieve profits by taking advantage of fluctuations in interest rates resulting from changes in bond rates, it means buying and selling my photos operations move with contracts or securities from hand to hand without having the intention of the seller or the buyer delivery or receipt of the subject of the contract, and the very both seller and buyer in this economy to take advantage of the difference or the two rates is a difference between what he bought yesterday and sold it today or buy it today and sell it tomorrow, making the deal rotates between several courses to be completed to another buyer receives the subject of the deal shop, and suggested that could exchange that reflect the trading market which is a meeting hold periodic status in a specific place between market intermediaries to carry out the orders of their clients received before and during the period of work.
It concluded d. Single scholars of Islam unanimously agreed that it is permissible speculation and profit, but urged them so much because of their impact actor in economic activity development, some of it may be money the owners have the money but they are not able to invest Vojaz Shara this transaction to benefit from the money, is achieved equivalent to money and work, has been Del passport work and statement legitimacy of the Quran and Sunnah and the consensus, measurement and effects and reasonable.
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