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Insurance: We demand the enactment of laws required citizens
11/19/15
BAGHDAD / Muhannad Jawad
Iraqi general insurance company, confirmed that there is a lack of insurance awareness in Iraq, and has indicated that it paid the remainder of the faithful loans have banks in the event of death, and as stressed the need for legislation compulsory insurance law for all citizens, as this of interest to them, confirmed that the collective activity proceeds of insurance amount 46 billion Iraqi dinars.
The director general of the agency for the company, Abbas Shahid, in an exclusive interview with the (long-Presse), "The company is a subsidiary of the Finance Ministry and is empowered to exercise the different types of life insurance and funds in accordance with international standard documents accepted", noting that " The company has been able after 2003 to achieve its plans and foremost to secure the reconstruction of Iraq and its national and human Altherutin projects.
"He added martyr, that" the insurance process is facing two problems, the first weakness of private insurance awareness among the classes that do not exercise a significant economic activity, ignorance of the concept of insurance, and the other for modernity This activity in Iraq and practice on a small scale, "noting that" insurance companies bear part of the problem they will not focus on public awareness and organize a wide advertising campaigns as a result of the limited financial allocations. "
he explained Director General Agency for the insurance company of the Iraqi public, that "the company found a modern way Marketing mail through the use of evidence Iraq trade, and the dissemination of advertisements across corporate websites, also prepared illustrations for services message, "pointing out that" the company's experts and Khavera visiting companies wishing to insurance to discuss gaps and ways to address them and correct storage ways to avoid accidents, and to spread awareness of insurance. " the promise of a martyr, that "the insurance activity is linked to the nature of the economic movement and reconstruction projects," stressing that "the company haste to go for any project and display documents on those who support it" .oroy general manager of the insurance company, that "the greatest achievement of the company is a large-scale move towards government banks and civil that lend citizens to put forward the idea of insurance on the lives of the borrowers against the risk of death and terrorism, taking advantage of its expertise in this area with the Land Bank, which extends for more than half a century.
"said Shahid, that" the company paid the remainder of the loan to the bank the amount in the event of the death of the borrower insured on his life has, to keep the housing unit owned by his family, "he continued that" the company has successfully contracted with banks, Rafidain and Rasheed, agricultural, industrial and real estate, insurance on the lives of borrowers, covering more than two million borrowers "now". And it went on the Director General and the Agency for the insurance company, that "some people mistakenly believed that the banks are of stroke loans to the deceased, ignoring that the insurance company is to pay the remaining balance discharged if they are believers their lives have," pointing out that "the company has expanded its activity to include borrowers to buy cars through insurance on their lives and their vehicles against fire, theft or terrorism incidents, also included the activity of peasants, as accept the compensation on a person's life one million dinars monthly premium of $ 12 thousand dinars.
"promised to martyrs, that" orientation received approvingly citizens especially after it paid the company huge amounts of money to borrowers who died before the payment of their religion, "and went on that" the company believes in the life of a borrower take a loan from the government as well as a large number of ministries and staff.
"He went on Director General of the agency for the insurance company of the Iraqi public, saying that" the company paid to the families of the martyrs of the popular crowd compensatory amounts and paid their debts, including recognition of their sacrifice. " And the martyr, "The insurance companies in the world stands on two pillars The first is the size of insurance premiums, which are meant to be withheld as part of the precautions, and the second is to invest the funds that it receives, and rely on the three regulations, the first to invest in the field of content does not accept the loss, diversity and the second, third and profitability. " According to Director General of the agency for the insurance company of the Iraqi public, that "the company is investing a lot of real estate in various cities of Iraq, other and have in the process of investing, as well as properties seized by the organizing Daash in the usurped territories," following up "The company millions of shares and contributions capitals sector companies have Kalmhrobat mixed gas and other industrial companies, as well as a credit investment amounts put in fixed deposits take the financial revenue. " He went martyr, that "collective activity proceeds of the planned public present in 2015, amounting to 46 billion dinars, the actual investigator from $ 30 billion, an implementation rate of 60%," noting that "the planned general insurance of nine billion dinars, effective from 11 billion, by the implementation of 125%, and individual insurance five billion, the actual four billion by the implementation of 83%.
"He criticized the Director-General of the agency general of Iraq to the insurance company," the absence of compulsory insurance in Iraq, with the exception of insurance of civil liability arising from the use of cars when the process run over or exposure an accident, there is a box with the national insurance company pays compensation, and there was a mandatory lock on engineering insurance articles in the contract conditions oblige the contractor to pay the insurance for the worker affected compensation or the collapse of the building, but recently canceled ".
He continued martyr, that" some banks forced borrowers to insurance so as to ensure their rights as what had been any accident, "adding," But there is no law that obliges banks to insurance.
"He called on the Director General Agency general of the Iraqi insurance company, to the need for" the issuance of compulsory insurance law for all citizens as this has the benefit of them, "stressing "The insurance company is always trying to be an array of customers to compensate them when subjected to any incident."
And on the fraud on the insurance companies, counting martyr, it is a "global state is not limited only to Iraq," noting that "the company's controls and Scouts as they employ the expertise of civil defense The archives investigative under controls the state to assess the accident and the payment of insurance or not.
"The Director General of the agency for the insurance company of the Iraqi public, that" the market Shorja, central Baghdad, was excluded from insurance because of poor storage and the difficulty of fire trucks pass, but the urgency of customers forced Association of Insurance Companies, which includes government and private insurance companies, to establish Shorja complex, and that all of them mutually supportive to pay compensation to those affected.
"He revealed a martyr, for" the existence of nearly 30 civil securing Iraq's company, including Two foreign competing with each other with the General Insurance Company to offer its services and the exchange of expertise, " noting that these "companies sometimes meet to secure a huge project."
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