ID number: 2429 Issue Date: 12/27/2011 day: Tuesday
Last Updated: 27/12/2011
BAGHDAD - Follow-up:
He specialized in banking on the need to introduce modern technology in the field of the Iraqi banking, similar to some of the world advanced, through the use of a divided national or so-called "key national", as it facilitates the work of Iraqi banks through the exchange of instruments and payments among themselves, calling on the importance of developing programs guidance and awareness of the citizen in order to know how to use these modern technological.
The director of the Association of private banks Abdulaziz Hassoun: The process of using new technology in the work of Iraqi banks is very important as it facilitates the exchange of instruments and payments among themselves, as well as it will help get rid of the mass withdrawal of cash through the bank balance and turning. Hassoun said that the Central Bank of Iraq created a communication system for the banks is connected to an electronic communications between banks, but things need some technical arrangements in terms of credit cards and set up electronic networks between them.
Hassoun said: that this technology is a set of software development within the plan of the private banks, saying: that some private banks have started to work in this advanced technology through connectivity standard among its branches, and become the instruments then you get the same day thanks to the electronic clearing system.
He called for the dissemination of this technology on all Iraqi banks for the way stressed by the CBE to force them to work out, and urged them to develop outreach programs and guidance to citizens on how to use these techniques, and be in the form of a campaign by the banks, led by the Central Bank in order to deliver development of technological banking, which provides for all safety in maintaining his money.
The banking expert said Mohsin Ali on the importance of accelerating the introduction of new technology in the work of Iraqi banks, as knowledge balance banking through a mobile or withdraw the funds through the cabins are available in places and public squares, similar to some developed countries, as it facilitates a lot of things on in the banking .
According to the conditions of some Iraqi banks, especially community does not allow the introduction of such modern techniques as the process depends on the technology of electronic and many ignorant of these techniques, this process needs to have plenty of time to work out, and continued: No, and yet awareness programs bank of the citizen, even the stuff of conventional force currently, some senior citizens and even Altjarla instruments to deal with banks.
He pointed to: that the factor of awareness of the banking and indicative of the citizen is very important how to bid farewell to his money and pulled through these techniques, calling for: the need to activate the system "MasterCard" and "Visa Card".
He said banking expert: the central bank began working towards this direction through the gradual introduction of electronic systems in the banking and perhaps in the near future will be linked to all banks Iraqi communications network to deal with them.
For his part, Vice Governor of the Central Bank of the appearance of Mohammed Saleh: Central Bank of Iraq to develop continuing studies of how to use these new technologies in the banking Iraq likely: During the next three years will be the banking business in Iraq, what is changing now.
Revealed Mohammed Saleh told the reporter Agency (news) for a study at the Central Bank using a new technique called 'banks' telephone ", that is, the process of converting the bank account conducted via a mobile phone" Mobile, "noting: that (80% ) of the citizens they do not deal with banks in the process of bidding farewell to convert their accounts, but there are (80%) of the citizens have a mobile, so this technique was introduced by mobile.
He added that the study is still a list and think how to control this technology, do you by the telecommunications company the same company or introduction of the seriousness of this specialized work in cooperation with telecommunications companies in Iraq, stating: The work is monitored and followed up by the CBI.
According to Mohamed Saleh: that the system of divided national or so-called "key national" when it is direct it will open the cabin for the withdrawal of funds in public places, but this process needs time to use it because it is not easy to put money in the street, and Iraq is still not secure .
He acknowledged the deputy governor of the Central Bank of the existence of deficiencies in the education and guidance of the citizen, stating: This process needs concerted efforts between Iraqi banks and the Central Bank as well as the media to educate citizens and encourage the use of these technologies.
He was the Iraqi Central Bank announced earlier in the initiation of a project that deals with key national enter a new technology in the banking system by facilitating the work of payment instruments and in Iraq.
The deputy governor of the Central Bank of the appearance of Mohammed Saleh said that the Central Bank is working hard to introduce modern technologies in the Iraqi banking system through the use of electronic devices to facilitate the work and the instruments of payments between banks within the Iraqi national project called the key.
And the benefit is that this project is an electronic device inventor called "Qassim national" works to facilitate the withdrawal of funds is fast and brief for people who have credit in Iraqi banks of any bank they want within this device instead of going to the bank, which filed it be trusted , for the purpose of the payments system and facilitate the exchange of instruments between banks in Iraq, in addition to the introduction of mobile technology to know the bank account and credit transfer through a collaboration with the mobile communications companies in Iraq.
He added that a national Qassim is managed by a company that specializes in this work for certain wages and are monitored by the Central Bank of Iraq to determine their performance and the extent of its capabilities and efficiency in the process of providing financial services to the citizen.
Saleh pointed out: that there is a local and international companies expressed a desire to manage this device will be announced soon for an international tender to enter the largest number of companies to Okhttiaracharkh efficient, which will manage the device, and continued after it is determined the company would be the formation of the national top consists of: representatives from the World Central and the Ministry of Finance as well as banks and telecommunications companies to monitor and organize the work of this device for fear of differences in the process of drawing and performance.
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