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Commercial banks and distressed debt
5/28/2014 0:00
Baghdad Yasser incumbent
Stand most of the commercial banks, government was the mother of a civil unable to tackle its debt distressed that hindered the growth of banking and economic alike , regarding managed private banks to decisively put the terms of lending tight , although it method is effective in practice Lending Activity Alaanha managed to keep payment mechanisms after that suffered from the old debt before the year 2003, while the government remained reeling from debt repayment .
What is the solution ?
Remained wishes to the vast majority of citizens to obtain exemptions and determine how the debt , and this culture is dedicated to them, however we are not against the citizen and his wishes as they remain his trust by the law in force , but we reckon the loss suffered by them due to the wait , as well as the reluctance of banks to launch advances and loans that are the engine the foundation for the movement of capital turnover .
It is strange that advances the (100) salary , which exceeded Akiemha (9 trillion dinars ) , according to official sources , tumble repaid , although safeguards guaranteed salaries beneficiaries Madf banks to shut off .. and here when studying the cost of the opportunity you will find how much is the loss suffered by the economy and the development process , in the meantime, there is a large segment waiting to take advantage of these advances Is gonna departments of banks to recover debts to launch a slice waiting for ?
With this scene , asks private banks to engage in such loans , and the question that arises is whether the government banks are not able to recover non-performing debt , how the other risk ?
Not in defense of private banks, but if we want to speed up the treatment of the defect and the challenges facing our national economy has to be put processors actors in ăÇíÎŐ bad debts and educate citizens that no return for exemptions and firefighters instead of waiting boring without the goal and when that be claims and calls for non- engage in such activities impeccable them even though it is encouraging and non-binding .
It is therefore necessary to achieve banking reform towards strengthening its role in development through laws and regulations effective and able to fortify the banking sector losses and taking a course in construction and investment and work to create a culture of new lending to Athtml exemptions and determine how the debt rather than to resolve the error erroneously wait is worthwhile Aalentijh remain this outstanding debt owed by borrowers until death and evidence that Atsagat of the loan remains owed by the borrower , so we say that the wait is boring without solutions , but is it conceivable that the solution to this difficulty ? , and so is the case with the market economy guaranteed by the constitution .
It is well known that the Ministry of Finance and its laws can not pass over bird bird as the popular saying goes , what are waiting for the recovery of bad debts , especially the decision to raise the proportion of deductions pensions carried out quickly and retroactively experts say , and they claim to hold fast to meet the premiums and assembled to launch again , especially The longer the adoption of the budget by disrupted everything , including loans and advances as needed by the citizens need development.
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5/28/2014 0:00
Baghdad Yasser incumbent
Stand most of the commercial banks, government was the mother of a civil unable to tackle its debt distressed that hindered the growth of banking and economic alike , regarding managed private banks to decisively put the terms of lending tight , although it method is effective in practice Lending Activity Alaanha managed to keep payment mechanisms after that suffered from the old debt before the year 2003, while the government remained reeling from debt repayment .
What is the solution ?
Remained wishes to the vast majority of citizens to obtain exemptions and determine how the debt , and this culture is dedicated to them, however we are not against the citizen and his wishes as they remain his trust by the law in force , but we reckon the loss suffered by them due to the wait , as well as the reluctance of banks to launch advances and loans that are the engine the foundation for the movement of capital turnover .
It is strange that advances the (100) salary , which exceeded Akiemha (9 trillion dinars ) , according to official sources , tumble repaid , although safeguards guaranteed salaries beneficiaries Madf banks to shut off .. and here when studying the cost of the opportunity you will find how much is the loss suffered by the economy and the development process , in the meantime, there is a large segment waiting to take advantage of these advances Is gonna departments of banks to recover debts to launch a slice waiting for ?
With this scene , asks private banks to engage in such loans , and the question that arises is whether the government banks are not able to recover non-performing debt , how the other risk ?
Not in defense of private banks, but if we want to speed up the treatment of the defect and the challenges facing our national economy has to be put processors actors in ăÇíÎŐ bad debts and educate citizens that no return for exemptions and firefighters instead of waiting boring without the goal and when that be claims and calls for non- engage in such activities impeccable them even though it is encouraging and non-binding .
It is therefore necessary to achieve banking reform towards strengthening its role in development through laws and regulations effective and able to fortify the banking sector losses and taking a course in construction and investment and work to create a culture of new lending to Athtml exemptions and determine how the debt rather than to resolve the error erroneously wait is worthwhile Aalentijh remain this outstanding debt owed by borrowers until death and evidence that Atsagat of the loan remains owed by the borrower , so we say that the wait is boring without solutions , but is it conceivable that the solution to this difficulty ? , and so is the case with the market economy guaranteed by the constitution .
It is well known that the Ministry of Finance and its laws can not pass over bird bird as the popular saying goes , what are waiting for the recovery of bad debts , especially the decision to raise the proportion of deductions pensions carried out quickly and retroactively experts say , and they claim to hold fast to meet the premiums and assembled to launch again , especially The longer the adoption of the budget by disrupted everything , including loans and advances as needed by the citizens need development.
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